Originally Posted by cbn42

The PIN option probably won't stop, since Federal Reserve guidelines* require that general use gift cards comply with the Dodd-Frank Act, which says that they have to be processed over two separate PIN networks. Any gift card that is accepted at multiple, unaffiliated retailers is considered general use.

*These guidelines do not have the force of law, but they are generally accepted by the industry.

This is not to say that this deal cannot be killed in other ways.

Originally Posted by vagrants

AMEX is excluded from it. Discover can take that path as well.