Originally Posted by
xiKiNGix
This.
Also, are you sure you have to "convert," since they're different products? Or do you just not want to have to pay the annual fee on both?
I only wanted one United credit card, and don't want to pay the fees on cards I don't use. I mainly my AMEX but I keep the United card for credit history reason since I had it the longest. I keep very few credit cards and regularly use only two of them (AMEX and United).