Yep, the breakdown is this.. I have 130K, which equates to (4) saver tickets one way for all of us..
The rest of the family all have 40K miles, so after the one-way from NY (Buffalo actually), they have about 7-8K each. I will have zero. So I would just buy enough for the wifes account and possibly move miles between accounts to make sure we get 4 tickets on the return itinerary.
Does that make sense?