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Old Jul 27, 2013 | 8:33 pm
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PainCorp
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Originally Posted by GuySmylie
At the end of year one, what do you do? Close the account? Pay the yearly fee? Downgrade to a free version of the card that is not airline branded?

How do I then become elgible to do this again in a year or so?
At the end of the year I evaluate how much spend I put on the card, the benefits of the card, and decide if paying the AF is worth it to me.

If I decide the AF is not worth it, I'll call them up, say I'm thinking about canceling and explain why. Sometimes it will get you miles/fee waiver/something else. Other times you downgrade or cancel.

How long you have to wait varies from card to card and you should read the appropriate T&C of the card.
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