Taco Bell here doesn't have EMV terminals, just old school PAR swipe registers so that must vary by location if you've actually seen them at Taco Bell. And they sure know about EMV (well, the three people who are friends of mine at least ).

What I find ironic is Wendy's here DOES have EMV terminals, which is just bizarre to me given they're whining about the liability shift due to how much EMV terminals cost. They already have them!

And yes, the problem being seen here is lack of a clue. Walmart needs to hurry up and get EMV enabled at all their stores! Once Walmart moves, like it or not, the industry as a whole moves.