Need they not have a SSN or TIN? If there is anything the mileage transfer business has taught me it is that you have to be a creative thinker. Else, how would ADK, Jr. at just 18 have a credit history 20 points below mine with several years of excellent payment history on debt 10 times his annual salary.

If you search for the story of Aloha in Jungleland, you will find a tale of adventure that could only happen in a Looking Glass World.

>I think it is near impossible that non-US citizen/residents open AP/GW accounts because they don't have SSN and likely don't have US bank accounts and US issued CCs.