Originally Posted by 1Newflyer

Great and that is the way it should be. Is incoming flight excluded in cap 1 coverage? If not then it is reasonable to assume that it is covered.

More specifically it says:



(v)
a delay causing an Insured
Person to miss a connection
for a Common Carrier or
resulting in the interruption
of an Insured Person’s travel
arrangements including
the following:
• A delay of an Insured
Person’s Common Carrier,
resulting from the
mechanical failure
of that carrier;
•
A traffic accident or an
emergency police-directed
road closure (either must
be substantiated
by a police report); or
• Weather conditions

Its clear the "late inbound flight" meets the italic words above. And since it is not listed in the Limitation and Exclusions then all is good.