Originally Posted by
augustus21
I'd rather pay the annual fee on the CSP and downgrade the Ink. If you spend enough, the 7% annual dividend can cover your annual fee, and then some.
That works out to almost $136k in 1x, or $68k spend in 2x categories to get 9500 points from the dividend. That sounds like more than "enough". I just got a CSP in June and like it. But I'm certainly not counting on the dividend alone to cover the "cost" of having the card.