Originally Posted by
aeneas3
do you usually try to move over the credit limit when you close so your utilization percentage does not change your credit score? I know citi will not merge cards anymore but a call asking to move credit limit from 1 citi honors card to another must be amusing
No, I don't bother. Part of the point of reducing cards is reducing total CL so that they don't have to manually reduce total CL and can approve you automatically. I have never had a problem getting a Citi card unless it was because of their rules on application frequency.