Originally Posted by
black743
All I know is that she said the message was telling her she couldn't take it. Yet I've used it at that store a dozen times. Why would it do it that time only?
I've never encountered a machine to use a chip. In fact, they haven't even sent me a PIN number to use if I ever encountered it.
What happens if is a chip machine and asks for it? Don't I then need a PIN number to enter, which I don't yet have?
You probably haven't been looking very hard. About 50% of big retailers (If not more) including places like Walmart and CVS and many small merchants have EMV machines, many of them are just not enabled yet.
As your card is probably a chip and signature card, the merchant would insert it and it would ask for a signature, like usual.
On my business and personal trips to US with my UK cards, I probably do a chip and pin transaction once or twice during the trip these days(Normally 2 weeks).