what would be the safest way to have a 2nd AP account.. like most here, we are also doing Husband(A) to Wife (B) and Wife(B) withdraw to (AB) joint bank account.

Account (A) is just CC only
Account (B) is just bank account no CC

But now we need wife(B) to add CC to meet min spending. We only have a Joint account..

Went I try to open another AP account (C), I notice it request for SSN again., would they notice two AP account with the same SSN#, address, Name? Not adding bank info yet.

damn recent Bold 60K sign up got both Husband and Wife.. now we need to meet $10k in 3 months.. lol

husband (A) $3k to wife(B) np. but Wife(B) to ???