FlyerTalk Forums - View Single Post - Easier banking/credit cards for English-speaking expats?
Old Jul 3, 2013, 10:59 pm
  #14  
joejones
 
Join Date: Mar 2007
Location: TYO / WAS / NYC
Programs: American Express got a hit man lookin' for me
Posts: 4,598
Originally Posted by KPT
EDIT: On the banking side, looks my employer has an agreement with Citibank for no fees for executing overseas transfers - though the 1 JPY bid spread applies.
Keep a large balance with Shinsei and you get a 0.5 yen spread on JPY<>USD currency exchanges, plus one fee-free international wire a month.

http://www.shinseibank.com/english/r...epup_guide.pdf

Their default fee for international wires is 4,000 yen and the default spread is 1 yen. As of late they have had a number of limited-time offers for no-spread JPY>USD exchanges (but only in that direction), usually once a month for a couple of days' duration, but you have to register for their email service in Japanese in order to get the details.
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