I've gotten 11 Barclays CC's in the past 2.5 years, including 5 of them the USAIR card. Most recently applied and was instantly approved this week (Lufthansa 50k) .. How?

1. During an interim period, I bumped off all my TU inquires using Credit Smart (see this thread for more details). This alone has helped me get instant approvals for all but two applications. Well worth the $100 investment I'd say

2. I had to call in twice for recon. The first time they pulled EQ and EX (without asking), they approved me but I was pissed. Lesson learned .. I always keep EQ and EX frozen when doing a Barclays app. When I called reconsideration for the 2nd non-instant approved app, they were unable to pull EQ/EX .. I said I'm disputing some items on EQ/EX, please make a decision based on TU .. they did, I was approved.

I love Barclays !! If you are having trouble with this bank think about what YOU are doing wrong.