FlyerTalk Forums - View Single Post - Ugh...Barclays!!!!! [Problem Solving and/or Ranting Thread]
Old Jul 1, 2013 | 9:52 pm
  #12  
wise2u
 
Join Date: Mar 2010
Posts: 1,173
I think he was just venting...I liked the title, it pretty much says it all....and anyone who has dealt with [...] barclaycard can appreciate it.

On the other hand you can see how you earn little pity with your plight...it happens to all app-o-rama styly churners soon than later...denied for too many app or too much credit outstanding. I even had to reduce my credit across the board with chase to get Ink bold last month...I already had 4 personal cards and 2 business and they felt I had too much credit with them. In order to get approved I had to agree to lower all personal cards to 5000 and business to 7500.....I could have got all huffy about it but I can see their point so I accepted the deal...it also allows me to know what chase is comfortable giving me and I can cancel cards before I apply for more and keep my credit level with them stable...like most here, I don't actaully need credit. I think banks only give it to people who don't need it.

I do agree with your title on Barclaycard, they are picky, their rules and procedures make no sense, their CSRs are bipolar, and their approval process must involve the old magic 8-ball...but I had the choice card (they canceled it for not charging something every 6 months), the NFL $400, and just recently the USAir card....I don't expect much from them and their cards are 3rd rate, but it beats having fewer banks to choose from....I keep them happy by only getting 1 or 2 cards a year with them and it seems to work.

Last edited by mia; Jul 2, 2013 at 4:30 am Reason: Remove offensive characterization
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