Originally Posted by
cowboyguy
So you'll be paying $450 in annual fees to get the $200?
You can get a $200 cert in calendar year 2013 and $200 cert in calendar year 2014. Let's say you get the card in July 2013. Get the $200 cert any time in 2013. Get another cert in January 2014. Cancel any time before the renewal fee comes due.