Yep, I do have a mixed set of activities. In fact, I swipe the card almost once per 2 days during lunch, quick grocery trips, etc. I also do ATM withdraw (twice last month), and mostly bill pays. But they can easily see the pattern when they run the tally of walmart swipe load/bill pays/regular usage. Not surprised, actually. All in all I got about 5-6 months of Bluebird limits out of this.