Originally Posted by
macaron95
well, that's the French way of creating customer loyalty.... spend a million, get a slap in return
that's why i would always avoid retailers' programs and stick to American Express
Amex charges annual fees for a good credit card with high limits and good insurance, which is good for travellers
after all, its program is not that bad
and they don't spam you but tons of promotional emailings to earn peanuts like others
Amex should be more agressive for acquiring more members
You can get the same (or better) insurance cover, high spending limits, etc with many VISA and Mastercard programs. For instance my bank gives me a pack of four credit cards, one each in CHF, EUR, USD, GBP, a good loyalty program, excellent insurance cover, the full enchilada - for a fraction of the price of AMEX Platinum or Black.