I applied for the Premier last night and got a pending decision. I just checked my Chase account and the Premier card is listed in my account. I was nervous about this app because I already have three personal Chase cards and one business. I also thought I had maxed out my credit line with Chase since I had to reallocate credit on my most recent successful business card application. In addition, 1.5 months ago I was declined for a second Chase business card due to too many inquiries. I'm glad that this app went through without calling reconsideration because its hard to explain 13 apps in the last 12 months.