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Old Jun 13, 2013, 6:25 pm
  #9  
chrisj500
 
Join Date: Nov 2011
Location: Washington, DC
Programs: AA, SPG, Hyatt, Hilton
Posts: 196
Originally Posted by alpha0meqa
I have a report with all of the things that build credit I believe, It was pulled in December though, I get them to pull it once a year just to see what happens, as I understand doing it just once a year shouldn't mess anything up too terribly. Everything looked fine on the report though, I don't think there are any inconsistencies.
You can acquire free copies of the three major credit reporting agencies for free once a year.
https://www.annualcreditreport.com/cra/index.jsp

If you're FICO is in the mid-700s, I'd expect you'd have a pretty good change of getting approved. Since you're mostly wanting to fly from NC to LAS, it might be worth looking into the Southwest 50K card as well. If you're not looking for aspirational flights, that may even be a good card for you to keep.
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