Originally Posted by
alpha0meqa
Hey all,
Really sorry about the typo I had. I read your replies and almost crapped myself. I was always told my credit was really good for my age. I went and found the report and it says
Beacon 5.0 Score (Auto Finance) 751.
I'm guessing this may change the answers I receive I'm very sorry for my mixup. Definitely glad I figured out what it actually is as 640 is quite low....Sorry again!
You should definitely pull your credit report and see what pulls are on it and what score it shows. By getting the report yourself, you will know which bureau it is from. If the report that your Uncle get results in a hard pull (which I suspect), you should not have him do it any more.
Once you have the report review it for any inaccuracies. Then make sure you understand what actions impact your credit score.
If everything is OK then, you should apply for the card. Based on your information, the CSP card is probably as good as any.