Guidelines for Bonused Spend Percentage?
With my "second-tier" cards such as FlexPerks, I tend to use them mainly for bonus spending opportunities - say grocery spend most months. I might use FP in the future for 3x spending on Kiva loans, which I guess would not displace the 2x I'd earn on grocery.
Any danger of being shut down for say $3-4K spend/month in bonus categories and very little 1x spend? I've also had the REI card for many years, but would it be wise to open a US Bank checking account to broaden the relationship?