Thank you so much everyone for the information !! I have been reading about the bluebird thing. One thing that confuses me is all the acronyms - I don't know what a VR is or UA MS or a few others. Is there a list on the site somewhere ?

So is it fair to say that in general, you guys have like two cards you are running with at any one time ? Get the intro package points, then move on ?

The tough one is the rotating 5% points - they have long periods (like right now) of spending at Home Depot for example, which I just don't need to do. But gas and groceries are a good one for sure. That is like 1k a month for me alone.

I assume once you collect a sign up bonus and cancel the card, that you cannot then apply for that one again. You need to always be applying for cards you have never had before ?