I was mad at GoBank because it did not accept my Google voice as a cell phone number. I use only Google voice as my cell phone number so that all my text messages are received to my gmail account Inbox as an email.
For free bank accounts, I felt it is not necessary to spend my prepaid card airtime for banking.
On repeat attempt, it accepted GV and before it could change its mind, I used my credit union debit card to open account.
I am now in and set to go.