Originally Posted by
tricky18it
....They said I had one of their cards last year. Believe me, I have never had an Amex card before....
Welcome to FlyerTalk. I would not shrug off that type of inconsistency. If American Express shows that you (meaning your Social Security number) opened an account last year you should obtain copies of all three of your credit reports to see if the account appears and if other accounts were opened using your identity.
https://www.annualcreditreport.com/cra/index.jsp