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Old May 14, 2013 | 11:33 am
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waylook
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Question about the value of AORs

I know that AOR's are a regular practice for a great many FT's. I know that one value of it is that credit card companies are less likely to realize that you applied for other cards on the same day and make it more likely that you will get approved.

However, once you have a bunch of new cards, do the credit rating agencies lower your score accordingly once they become aware of them? Or, does your score drop less because they were on the same day?

I am not worried about getting approved for cards. So, I am wondering if there is any other benefit for me to coordinate multiple apps on a single day. My credit score is very important to me and if a spaced out AORs keeps it high then that's something I want to be aware of.

Last edited by waylook; May 14, 2013 at 2:19 pm
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