Join Date: Jul 2005
Location: Seat 2A
Programs: AA EXP LT GLD 1MM, BA GLD, NH/UA*G, Hyatt GLB, Marr Tit LT PLT, IHG Dia, HH Dia, MGM NOIR, Hertz PC
Posts: 10,595
If you constantly pre-pay your bill etc (incl on a charge card) get ready for the infamous 'Financial Review' sometime down the road.
I think the best option would really be to talk to the underwriting department and maybe switch to a product like AMEX Platinum.