[QUOTE=skywalkerLAX;20727339]Honestly... with the CC portfolio described above... not sure how many of these cards are business cards but



these sound like personal cards and if that is the case then you have a 63,000$ credit portfolio on these cards alone. If you have a combined income of 90k I would say that the revolving consumer credit extended to you is pretty much exhausted under objective circumstances. Of course this is the U.S. and CC wise anything is possible. QUOTE]


The majority of the cards are for my small business. I only have a $20k card and the $15k card that are personal. Both the DL Amex and the Surpass are business cards.

Thanks for everyone's advice with this matter. Once I hit $40k I like the idea of dropping it to a Blue (no fee) card so that I keep my Amex history (thank you BrlDsguise for the tip)

Once you put it into perspective it makes sense SkyWalker. With regards to total possible credit utilization and going haywire, charging crazy amounts then folding and then the banks are out a crazy ton of money.