Originally Posted by
gloreglabert
Probably. But who cares? It's a FAKO, so it's irrelevant, and a score around 788 is going to qualify for anything anyways.
Agreed - trying to game a number that just doesn't matter to lenders doesn't make any sense to me.
With that said, you should report a small balance to maximize your real FICO score - the ideal utilization is 1%.