I may apply to have her sign up with capital one, that was my first ever credit card as well !

she approved for a BOA rewards card and applied for freedome...she didn't get instant approval but we may have to call in to that one. I think it may have been declined. they say they will contact us within 30 day for a decision...so may have to call recon on that.

i think she'll be good for now. when should i have her pull the credit to check if it went up? 4 months?