Originally Posted by
rajin
After my AORs, things seem to be back to normal somewhere between 90 and 180 days. But I've got 50+ accounts and 20+ open lines on my account, so the effect of new credit and changes to the average age are minimal. So, I'm just worried about the inquiries.
That's exactly the kind of data that reflects the need to pull your report and deal with the information it provides. Everybody has such a different profile.
My credit score one year ago had too FEW accounts (3 or so very aged credit cards, a paid off car loan, one home loan, an equity line). The mysterious FICO formula indicated that my future creditors would like to see a tad more activity on my part.