Originally Posted by
kngspook
I only have the JPM Select, and mine is plastic and has a chip. The card itself (not the account) is maybe about 12-18 months old.
I want the Sapphire Preferred (I'm willing to give up primary car insurance in exchange for better point earnings on dining), but I've been waiting for a chip on it. Seriously considering switching now, though, since I'm getting impatient and I'm reasonably confident I can manage in Europe without a chip for a bit.
I just called JPM and the rep told me the Select card has a sheet of metal between two layers of plastic with an embedded chip. Sounds like the Sapphire but with a chip. And afaik the Marriott Premier is also metal with the acct info laser engraved on the front (not the back like Sapphire) with a chip, so Sapphire should be able to get a chip too.