FlyerTalk Forums - View Single Post - safe banking while travelling
View Single Post
Old Apr 17, 2013 | 9:24 am
  #9  
realjd
 
Join Date: Nov 2007
Location: MLB, MCO
Programs: Delta Plat, IHG Plat, Marriott Silver
Posts: 1,314
Originally Posted by mzzxx11
Plenty of articles about travellers getting their CC skimmed or card details being stolen, even from hotel or shop staff.

My thoughts on preventive measures are:
- getting a seperate savings account account with a stringent limit on overdrawing. this will serve as a "travel" savings account.
- getting a separate CC linked to this "travel" savings account.
- transferring funds from the main savings account to the "travel" savings account, as needed.
- using the "travel" CC while overseas. main CC is there only as a backup.

This way, the financial losses from a stolen CC would be contained and minimized.

any thoughts on this setup?

any other tips on safe banking seasoned travellers can share?

TIA
My preferred method of protection IS to use credit cards. Someone steals my CC number? A quick phone call clears that up, and most companies will overnight a replacement card.
realjd is offline