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Old Apr 16, 2013 | 4:05 am
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BrlDsguise
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Originally Posted by JDiver
Once or twice might not hurt, though it would depend on one's complete credit file - I'd possibly think of what might affect my FICO score if I churn too many cards (and then think about purchasing a car, or maybe home).
if you are referring to downgrading or upgrading there is no credit pull involved.
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