safe banking while travelling
Plenty of articles about travellers getting their CC skimmed or card details being stolen, even from hotel or shop staff.
My thoughts on preventive measures are:
- getting a seperate savings account account with a stringent limit on overdrawing. this will serve as a "travel" savings account.
- getting a separate CC linked to this "travel" savings account.
- transferring funds from the main savings account to the "travel" savings account, as needed.
- using the "travel" CC while overseas. main CC is there only as a backup.
This way, the financial losses from a stolen CC would be contained and minimized.
any thoughts on this setup?
any other tips on safe banking seasoned travellers can share?
TIA