Originally Posted by
romsdeals3
UR points are better for premium travel and Barclay is better for economy travel and independent hotels.
I'll give you that, but that still doesn't address the point of only using this for non-category spend making it take forever to get anything worthwhile for a redemption. If you have the three Chase cards I've talked about, non-category bonus spending is going to be very minimal compared to everything else since you have so many categories covered.