I don't believe that restaurant gift cards can be registered with iDine, only prepaid American Express, MasterCard, or VISA. Hence the need to factor in the fee for purchasing the prepaid card.
Even with the fee factored in, you can come out on top. Even with the $5.95Gift Card fee, you are still only paying $0.297 per mile at Office Supply stores after using the entire $200 Gift Card on dining as a VIP.
For those of you without a Chase Ink Bold/Plus card can use the American Express Premier Rewards Gold card or any other card that earns bonus points for purchases at grocery stores and purchase Gift Cards with a $500 maximum value for the same $5.95 fee and pay only $0.17 cents per mile after using the entire $500 Gift Card on dining as a VIP.