I started with a Premier Gold Rewards for my wife and I. I LOVE THIS CARD and its benefits. I have used it for over 3 years now and it is my main stay card. I have also gotten a Platinum, MB Platinum, SPG AMEX, Business Gold Rewards. I have watched for targeted point offers and jumped on them. I also carry a Hawaiian Air card (we go to hawaii 1-2x's a year) as my backup. Good luck!