Originally Posted by JEFFJAGUAR

....but and it's a big big but, which one of Citibank's vanilla cards, that is the ones without hefty annual fees or indeed any annual fee, do not have the rip off 3% foreign transaction fee that has nothing to do with security or anything, it's just a fee to harass the cdardholders.

At least Bank of America offers the travel rewards cdard. No annual fee and no foreign transaction fee. Until Citibank joins the 21st century and gets rid of that fee, nobody should be using their cards for foreign transactions.