Originally Posted by
Bender464
^^
In my Opinion, Bluebird loses nothing if somebody uses VR bought on credit cards and funds Bluebird account.
It is the credit card companies which pay cash back or points or miles to customers are the affected parties.
Like Chase Ink together with Office Depot made sure that Vanilla Reloads which were offered 5X earlier are not made available anymore at that location.
Most 5% cashback come with a cap- typically $1500. Card companies can sustain 2% cashback or miles for a longer period compared to Chase Ink / Office depot where points and limits were both higher thus unsustainable.