Originally Posted by bocastephen

Does Citi have a higher tolerance for 'churn' than Chase? I could see myself loading/draining about 2k per week loading a couple Amex campus card for a haul of 10k TYP per week - but while Chase or even Amex would shut that down in a heartbeat, how would Citi react to that dollar flow at a B+N campus bookstore, where the card was intended for its best use?

Second question - I can't find details on the Citi Thank You Points program for flight awards, and without an account, I can't log on to search for flights, so perhaps someone can answer these questions:

How many points are required for a Business Class ticket (on a *A carrier) to Asia from North America? Are these tickets 'revenue tickets' on the airline that earn airline frequent flyer miles?

If I needed, say 180,000 TYP for that ticket, it would cost me roughly 18 weeks of 2k/wk spend to hit those targets, although with frequent payments made to Citi to pay off the balance.

The B+N loads would cost me:
180,000pts/5=36000 in spend
36,000/500=72 loads
72 loads * 3.95 = 284.40
ATM fees:
AX$2+Costco$1.25=.3.25 per $400 out
ATM withdraws to drain 36000/400
90*3.25 = 292.50

Total cost for the Business Class ticket is $576.90

Can anyone poke a hole in my theory? I might end up getting 3 Amex campus cards with family SSN's to keep Amex off my behind with the constant load/drain cycles and allow me to compress the cash flow into fewer trips to the B+N and ATM.