ok, you guys are so far beyond me in your knowledge, it's scary. In all the searching on churning/app o rama i've done on FT, all the threads require a basic understanding of the process, which i don't have. How about Churing 101? where is the thread for the churners-to-be who only know that there is a process called CC churning, and that it is potentially helpful?
I hope this is the right place for this question?! If there is a newbie lounge for churning, it has eluded me. buckets of thanks, y'all!