I'd put in 2K and within the next week, I'd do 2x$500 BB, then on the next day 2x$500BB, and then on the next day, a $500 ATM withdrawal. I stopped doing cashback at groc stores because I wanted to have an even balance so that I would make sure I had a 0 balance on the 3rd of every month (to avoid that fee). Never had a problem before with this method. This was card #2. Card #1 had a longer history with some cashbacks thrown in there. Regardless, I think they'll eventually crack it all down even though they shouldn't bother since people will stop using this come May.