Originally Posted by
highops
I view Capital One's card as a 2% cash back card as I would either use their pruchase eraser or their gift card choices to redeem my rewards. I wouldn't use their travel agent.
Right now I'm enjoying trying to gather points that are worth more than 2% of what I spend. If this quits being fun then Capital One cards are a relatively simple way to earn a pretty good rewards rate.
Yea. I suppose, in the end, this card is still better than the other cards that I have, which only give me 1% cash back. So, as long as I'm buying travel-related items, I get 2% cash back and if I have any "miles" left, I can cash them out at 1%.
I also probably wont get an airline-specific card because, after more research, it looks like you're only really getting 2 cents on the mile (at most) for domestic flights and I don't really fly international very frequently (where you can get the biggest miles-to-dollar benefits).