Originally Posted by percysmith

Getting your (for this time, innocent) issuer bank to pay for it - justifiable for the first time if you didn't know they were going to dispute, but not justifiable for second and subsequent attempts.

Obviously Chase thinks cost to dispute > just paying you off.

I thought we weren't here for handouts, we were here to get at the thieving Chinese banks. What's this, getting your share of TARP back?

If you knew this was going to happen in advance, you shouldn't use Chase going forward. Use card from a bank you know will actually dispute, even if it takes some trial and error to find out which.