Well, if I were you, chose a very popular bank around your area where there are a ton of locations. You can go around and start depositing at several different bank accounts. However, I don't think it's a smart idea to be upfront with the staff on what you intend to use the bank accounts for. Also, I have found it very helpful to go straight to your credit card issuer and payoff that credit card with those money orders or cash, whichever you prefer. It minimizes the volume of unnecessary deposits to your bank account.