Originally Posted by craz

Which Free Night are you referring to the Cat 1-4 you get when you the CC, or the Cat 1-5 you get every year after the 1st on your anniversity of getting the CC?

The Cat 1-4 is yours no matter what. The free night on your anniversity is a good question, along with that would be if they will take back the 15 nights they give you as well. Id think once its in there its yours, Ive CXed other Hotel CCs after getting the yearly bonuses and before paying the annual fee and I was left with everything but that wasnt with Chase