Originally Posted by
redtop43
We don't do AOR's, I tend to apply for a new card every 2 months or so.
Even if they lowered my credit score, I would still feel like "so what?" I don't get a free dessert with my entree at the local steakhouse for having a high credit score. It's there to be used.
Same here. We don't do AORs either. Every so often we apply for when we see something we want. In a 2 month span We have been approved for the same number of cards as those doing AORs.
I never have really gotten why there is so much emphasis placed on inquiries. From what I understand, they come off in about 6 months so unless you are applying for a large mortgage anytime soon, why stress over inquiries?