Originally Posted by
Chicago Wine Geek
So I've never had a financial review. But I got notice last week that AE lowered my credit line on my two cards. Third time this has happened in about 4 years. As soon as I get to about $5K available credit, they lower my limit to $100 above my balance. Can't wait to pay them off and cancel them.
If and when you do cancel, make sure the records show "cancelled at the request of the cardholder"--or some similar wording, it is better for future credit reviews.