Originally Posted by
pokee
if I use my Amex OR my Aerogold Visa to rent with Budget (who authorizes a spouse at the same household to drive the car for free), in any state except CA, any liabilities/monies owed that result from an accident while either of us is driving are covered (collision, comp, 3rd party)?
Yes that should be the case.
If you use your own 3rd party coverage while renting in California, that should also cover your spouse too - at least that's how Ontario auto insurance works.