FlyerTalk Forums - View Single Post - Which card has better travel insurance: Aerogold Visa or Amex Gold?
Old Mar 5, 2013 | 5:07 pm
  #6  
CloudsBelow
 
Join Date: Jul 2005
Location: Ontario, CAN
Posts: 5,813
Originally Posted by pokee
Car rental: Both are good (no deductibles) - but I've heard Amex is quicker for claims and can be billed directly within a certain time frame. Also - Amex covers anything that is stolen from your car, correct?
More importantly, I believe Visa coverage on rental is PRIMARY (i.e., before your personal insurance). That's a major benefit over Amex if I understand correctly.

Assume my windshield is cracked while driving rental. Am I correct in assuming my personal insurance would never know a thing if charged to Aero Visa, but Amex would simply cover the deductible of my personal insurance if charged to AMex.

This is a very big deal if true and why I always charge cars to Aero Visa
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